A wide range of companies offer instant virtual debit cards tailored for different purposes. However, not all cards are ideal for travel. In this article, we’ll guide you on how to choose the best virtual card for your international trips or vacations. Plus, we’ll share tips that will make booking hotels and flights easier while helping you save on currency conversion fees. We’ll also review the virtual cards from PSTNET, which combine all the advantages of virtual cards and are perfect for making payments while traveling abroad.
With virtual cards, booking hotels, purchasing tickets, rent cars, paying abroad in stores, and shopping on international resale platforms are all hassle-free. It’s no surprise that in 2024, virtual cards have become a go-to for travelers and digital nomads.
Why are virtual cards so convenient? First, they’re easy to create and use. Second, you can’t lose them. And third, they work anywhere in the world.
A virtual card is a digital version of a regular bank card. It functions like any other card, but it exists solely in electronic form. To get one, you only need to sign up with a special service or app. No need to visit a bank branch or fill out complicated forms.
Advantages of Virtual Cards for Travelers
Create virtual cards instantly.
This is especially helpful when you need to book a hotel or buy a plane ticket urgently. You can create a card in just a few minutes through an app on your smartphone and use it right away.
Use virtual cards to enhance security.
Since they have no physical form, there’s no risk of theft or loss. You can create a unique card for each transaction and manage your spending through your personal account.
Manage virtual cards through your smartphone.
Create new cards, set spending limits, and track transactions in real-time. This makes payments quick and convenient, no matter where you are.
How Virtual Cards Help Avoid Currency Fees and Manage Travel Expenses
Virtual cards can help you avoid currency conversion fees and manage your travel expenses efficiently. By paying for services and purchases in the local currency, you can avoid additional conversion costs often associated with international transactions.
The multi-currency accounts of virtual cards simplify the conversion process. Within the card, you can exchange funds from one currency to another at better rates than those offered by traditional banks. This allows you to prepare the necessary amount in the required currency in advance, avoiding extra charges when paying for goods and services abroad.
Cryptocurrencies also play an important role in managing expenses. Use them to top up your virtual cards and pay for goods and services. This can help you avoid high conversion fees and keep control of your spending. Cryptocurrencies offer flexibility and convenience, making them an excellent addition to virtual cards for travelers.
Virtual cards also make it easy to control your spending. Set limits on each card to plan your budget accurately.
Security Tips: How to Protect Your Finances While Traveling with Virtual Cards
- Use separate virtual cards for booking hotels, buying plane tickets, and other expenses. This will help minimize fraud risks and protect your primary funds.
- Set spending limits on each virtual card to control how much can be spent. This will protect you from unexpected costs and help you manage your budget better.
- Regularly check your transaction history in your personal account. This will allow you to spot any suspicious activity and take measures to protect your funds.
- Enable two-factor authentication for added protection of your accounts and virtual cards. This adds an extra layer of security.
- Don’t store virtual card details in unsecured places. Use secure apps and services to store your information.
Choosing a Financial Provider for Virtual Cards
Paying for hotels and flights with virtual cards can be a convenient and secure method. We’ve covered the benefits of virtual cards, but the modern fintech market offers a wide variety of services.
How do you choose the best payment solution for travel?
First, consider user reviews. They can help you understand how the provider works in practice. Reviews will tell you about real problems that others have faced and how the provider resolves these issues.
Second, look at usage fees. Many providers charge for card issuance, maintenance, and transactions. Compare the fees of different providers to find the most cost-effective option. Keep in mind that low fees may hide other drawbacks, such as poor support or an inconvenient interface.
Third, check for multi-currency support. If you often travel to different countries, it’s important to have a card that supports multiple currencies. This will help you avoid extra costs related to currency conversion.
PSTNET: The Perfect Solution for Travelers
PSTNET offers a convenient and secure solution for travelers with their Ultima instant virtual debit cards. This service allows you to pay for digital services and make purchases in fiat currencies without any limits or restrictions.
PSTNET virtual cards simplify booking and paying for hotels and flights. They are supported by Visa and Mastercard payment systems, meaning they’re accepted anywhere that accepts these bank cards. Additionally, the cards are multi-currency — they have fiat accounts in USD and EUR, as well as crypto accounts.
You can top up your PSTNET card using 18 cryptocurrencies, including BTC, USDT, ETH, BNB, and others. SEPA/SWIFT bank transfers and other Visa/MasterCard cards are also available for topping up. Currency conversion is handled automatically in your personal account.
It’s important to note that the card has no spending or top-up limits, allowing you to use it without restrictions.
Advantages of the Ultima Card for Travelers
One of the main advantages of the Ultima card is the absence of transaction and withdrawal fees. This is especially important for travelers who frequently make purchases and transfers in different countries.
The Ultima card is also equipped with advanced 3D Secure technology, providing additional payment security.
The top-up fee is just 2%, and withdrawing funds in USDT comes with no extra costs.
You can get the card instantly. All you need to do is register on the platform, which can be done via Apple ID, Google, Telegram, or email. Once registered, the card becomes active immediately and is ready for balance top-up. The Ultima card is available for $7 per week, or you can pay for a year upfront.
The service has no limits on the number of cards — you can issue as many as you need. Managing multiple cards is convenient with the special in-browser cardholder.
PSTNET provides 24/7 support through Telegram chat and other channels. This is convenient while traveling — you won’t need to worry about time zone differences.
User Reviews
User reviews of PSTNET are positive. Many praise the convenience of use, the absence of limits and fees, and the high speed of transaction processing. Users also commend the prompt customer support, which is ready to assist with any questions 24/7.
Practical Tips: How Virtual Cards Simplify Hotel Payments
Virtual cards are great for booking hotels, especially if you travel often. Before booking, ensure the hotel accepts cards from your payment system. You can check this when making a reservation on the hotel’s website or by contacting their support. For some bookings, you can use a virtual card just like a regular card by entering its details in the relevant fields.
How to Avoid Payment Issues at Check-In with Virtual Cards
When checking in, it’s important to have access to your virtual card via your mobile device. Some hotels may ask to see the card used for booking. In this case, simply show the virtual card details on your phone screen. If the hotel doesn’t accept virtual cards for payment at check-in, you can transfer funds to your main bank account in advance and pay with another card. This will help you avoid any inconveniences and ensure a smooth check-in.
Managing Your Accommodation Budget with Virtual Cards
Virtual cards also help you control your accommodation expenses. For instance, you can create a separate virtual card for paying for hotels and top it up only with the amount you plan to spend. This will help you stay within your budget and avoid unnecessary spending. Additionally, thanks to PSTNET cards’ zero transaction and withdrawal fees, you can save on extra costs related to paying for accommodation.
Practical Tips: Paying for Flights with Virtual Cards
A virtual card allows you to instantly book a ticket for an international flight. You don’t have to worry about the security of your data, as the card information is protected. Enter the card details during purchase, receive confirmation, and that’s it — you’ve got your ticket.
To save money, follow these simple tips:
- Track discounts and promotions from airlines. A virtual card lets you quickly respond to great deals.
- Choose flights with layovers. They are often cheaper than direct flights.
- Compare prices on different booking sites. A virtual card comes in handy if one of the sites offers a better price.
These simple steps will help you save on flights without sacrificing comfort and security.
Conclusion
Virtual cards make managing finances on trips easier. They allow you to instantly book hotels and flights, protect your data, and help you avoid extra currency conversion fees. Virtual cards are easy to create and use, impossible to lose, and you can control spending and set limits.
PSTNET offers convenient and secure solutions for paying for hotels and flights. Their cards have no spending or top-up limits, support multiple currencies, and accept cryptocurrencies. Use the service’s virtual cards for comfortable and secure travels, confidently managing your finances every step of the way.
